30-Year Fixed Rate Mortgage

If you are looking to buy or refinance a home but are concerned about interest rates rising over the duration of your mortgage, a 30-Year Fixed Rate Mortgage from Elmira Savings Bank might be the best fit for you and your family. One of our most popular types of mortgages, our 30-Year Fixed Rate Mortgage offers homeowners the security of a fixed monthly payment and an interest rate that will never increase.

Some of the benefits to our 30-Year Fixed Rate Mortgage include:

  • A feeling of security: Our 30-Year Fixed Rate Mortgage means you always have the security in knowing your monthly mortgage payments will never increase.
  • Consistent monthly payments: Knowing exactly how much you are spending each month over the duration of one of our 30-Year Fixed Rate Mortgage allows you to accurately budget for your monthly expenses.
  • Protection from inflation: Our 30-Year Fixed Rate Mortgage gives you the added sense of security that no matter what happens 10, 15, 20 or more years down the road, your interest rate and payment will never increase.

Your home should represent a sense of security, not a source of added stress and frustration. Our licensed Mortgage Originator can work with you to help you find the right fixed rate mortgage to meet your needs, whether it’s a 30-Year Fixed Rate Mortgage, a 15-Year Fixed Rate Mortgage, or a Jumbo Mortgage.

If you’re interested in learning more about our 30-year fixed rate mortgage, or need help deciding which home financing option is right for you, contact Elmira Savings Bank today!

Ready to apply for a 30-Year Fixed Mortgage?  Start your secure online Mortgage Application now!


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Elmira Savings Bank is an approved Seller/Servicer of Freddie Mac, FHA/Department of Housing & Urban Development, VA, USDA, and SONYMA (NY Only). Elmira Savings Bank is an Equal Housing Lender committed to ensuring every applicant for credit receive fair and equal treatment throughout the credit application and approval process, as embodied in the Equal Credit Opportunity Act and the Fair Housing Act. All mortgage lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

External links and content are being provided for informational purposes only. Elmira Savings Bank has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one.

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